Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q27: What principle do co-operative banks follow in their functioning?

A
Profit maximization
B
No-profit no-loss
C
Risk-taking
D
Global expansion [QR_BOX]
✅ Correct Answer: B
No-profit no-loss.
Co-operative banks function on the basis of "no-profit no-loss," prioritizing service to members over commercial gain in the Banking Structure in India.