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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q10: What is the primary criterion for a bank to be classified as a Non-Scheduled Bank in India?

A
Lack of profitability
B
Limited customer base
C
Non-compliance with RBI regulations
D
Not listed in the second schedule of the RBI Act, 1934
✅ Correct Answer: D
Not listed in the second schedule of the RBI Act, 1934.
Non-Scheduled Banks are those that do not come under the regulation listed in the second schedule, a definition that separates them from the mainstream Banking Structure in India.