Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q167: Consider the following statements regarding the institutional responsibility for MSMEs in India:

Assertion (A): The primary responsibility for the promotion and development of MSMEs lies with the State Governments.
Reason (R): The Central Government’s role is solely to act as a regulator and it does not implement any direct promotional schemes.
A
Both A and R are true, and R explains A
B
Both A and R are true, but R does not explain A
C
A is true, but R is false
D
A is false, but R is true
✅ Correct Answer: C
Correct Option: C Concept: Centre-State Responsibility in MSME Development.
Assertion (A) is True: Industrial development is primarily a State subject.
States control land, power, water, and local compliances (via District Industries Centres). Reason (R) is False: The Central Government is not just a regulator.
It plays a massive promotional role by funding and implementing schemes like PMEGP, Credit Guarantee Trust (CGTMSE), and Cluster Development (MSE-CDP) to supplement State efforts.