Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q76: Which specific return/form must Scheduled Commercial Banks submit to the RBI, to report their CRR maintenance status on a fortnightly basis?

A
Form A
B
Form VIII
C
Form X
D
R-Return
✅ Correct Answer: A
The correct answer is A. Scheduled Commercial Banks are statutorily required to demonstrate their compliance with the Cash Reserve Ratio (CRR) mandates.
Under Section 42(2) of the Reserve Bank of India Act, 1934, they must submit their Net Demand and Time Liabilities (NDTL) and CRR maintenance status strictly through the prescribed "Form A" to the RBI on a fortnightly basis.
Option B is incorrect; Form VIII is used specifically for reporting Statutory Liquidity Ratio (SLR) maintenance under Section 24 of the Banking Regulation Act.
Options C and D are incorrect distractors that have no relevance to cash reserve reporting.