Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q56: Regarding the maintenance and preservation of records, which of the following timeframes are correct?

1. Records of transactions must be maintained for at least five years from the date of the transaction.
2. Records pertaining to the identification of customers must be preserved for at least five years after the business relationship has ended.
3. Records of transactions must be preserved for ten years from the date of the audit.
4. Identification records must be destroyed immediately upon account closure.
A
1 and 2 only
B
2 and 3 only
C
1 and 4 only
D
All of the above
✅ Correct Answer: A
Transaction records must be maintained for 5 years from the transaction date.
Identification records must be preserved for 5 years after the relationship ends.