Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Deposits, Reserve Ratios & Branch Authorisation

Q276: When opening an account for a Trust, which of the following parties must be identified as part of the beneficial owner identification process?

1. The author of the trust
2. The trustees
3. The beneficiaries with 10 percent or more interest in the trust
4. Any natural person exercising ultimate effective control over the trust
A
1 and 2 only
B
3 and 4 only
C
1, 2, and 4 only
D
All of the above
✅ Correct Answer: D
For a trust, the identification of beneficial owner(s) shall include identification of the author of the trust, the trustee, the beneficiaries with 10 percent or more interest... and any other natural person exercising ultimate effective control.