Q258 Regarding the "Digital KYC Process," which of the following statements correctly describe the requirements for capturing the customer's live photograph? Q259 In the context of the "Digital KYC Process," how is the customer's signature obtained and validated on the Customer Application Form (CAF)? Q260 Which of the following is NOT a permitted use case for the Video-based Customer Identification Process (V-CIP)? Q261 Which of the following statements regarding the "V-CIP Infrastructure" are incorrect? Q262 For borrowal accounts opened using OTP-based e-KYC in non-face-to-face mode, the bank shall sanction only term loans, and the aggregate amount of such term loans shall not exceed …… in a year. Q263 In the Digital KYC process, if a customer does not have their own mobile number, the bank is strictly prohibited from using the mobile number of a family member or relative for the purpose of OTP verification. Q264 If a bank opens a deposit account using OTP-based e-KYC in non-face-to-face mode, what is the maximum period the account can operate before a full Customer Due Diligence (CDD) procedure is required? Q265 When conducting a Video-based Customer Identification Process (V-CIP) using offline verification of Aadhaar via an XML file or Aadhaar Secure QR Code, what is the maximum validity period of the XML file or QR code generation date? Q266 During the Video-based Customer Identification Process (V-CIP), which of the following actions is explicitly invalid or prohibited? Q267 A "Small Account" can be credited with foreign remittances, provided the amount does not exceed ₹10,000 in a month. Q268 Which of the following limitations apply to a "Small Account"? Q269 For a Sole Proprietary firm, if a bank decides to accept only one document as proof of business (instead of the standard two) due to the firm's inability to furnish two, what additional measure is mandatory? Q270 Regarding "Assisted V-CIP," which of the following statements correctly describes the role of Business Correspondents (BCs)? Q271 Which of the following authorities is mandatory to conduct the Vulnerability Assessment, Penetration Testing, and Security Audit of the V-CIP infrastructure? Q272 For opening an account of a Company, which of the following documents is mandatory to obtain as a certified copy? Q273 According to the guidelines on "Monitoring of Transactions", how frequently must a bank review the risk categorization of customer accounts? Q274 Which of the following correctly matches the "Risk Category" with the mandatory minimum periodicity for KYC updation? Q275 For the purpose of opening an account, which of the following entities are explicitly included under the term "Unincorporated Association"? Q276 When opening an account for a Trust, which of the following parties must be identified as part of the beneficial owner identification process? Q277 During periodic updation of KYC for an individual customer, if there is a change only in the address details, the bank must verify the declared address through "positive confirmation" within what timeframe? Q278 Which of the following statements is/are correct regarding the legal framework and applicability of the Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026? Q279 Consider the following statements regarding the eligibility and independence criteria for the appointment of an Internal Ombudsman (IO) under the 2026 Directions, and select the correct option. Q280 Which of the following statements correctly differentiates the roles and requirements of the Internal Ombudsman (IO) versus the Deputy Internal Ombudsman (Dy. IO) under the RBI Directions, 2026? Q281 Which of the following statements is/are correct regarding the tenure, removal, and service conditions of the Internal Ombudsman (IO) under the 2026 Directions? Q282 Consider the following statements regarding the reporting lines and administrative governance of the Internal Ombudsman (IO) office, and select the correct option. Q283 Which of the following statements accurately describes the operational boundaries and provisions for temporary arrangements regarding the Internal Ombudsman (IO)? Q284 Which of the following statements is/are correct regarding the governance, reporting, and administrative powers of the Internal Ombudsman (IO) as per the Reserve Bank of India (Internal Ombudsman for Regulated Entities) Directions, 2026? Q285 Consider the following statements regarding the operational scope, compensation powers, and complaint classification protocols of the Internal Ombudsman (IO). Which of the following statements is incorrect? Q286 Which of the following statements is/are correct regarding the resolution timelines and communication protocols under the Internal Ombudsman (IO Scheme in banks? Q287 Consider the following statements regarding the operational constraints and procedural mandates for the Internal Ombudsman (IO) in banks. Which of the following is/are correct? Q288 Which of the following best describes the reporting and performance monitoring requirements for the Internal Ombudsman (IO) mechanism in banks? Q289 Which of the following best defines the 'Cash Reserve Ratio' (CRR)? Q290 What is the 'Statutory Liquidity Ratio' (SLR) in the context of Indian banking? Q291 Which of the following pairs correctly identifies the legal provisions governing CRR and SLR respectively? Q292 To maintain the Statutory Liquidity Ratio (SLR), banks can hold assets in various forms. Which of the following is NOT an eligible form of asset for SLR maintenance? Q293 Consider the following statements regarding the maintenance of CRR and SLR: Q294 Which specific return/form must Scheduled Commercial Banks submit to the RBI, to report their CRR maintenance status on a fortnightly basis? Q295 The 'Net Demand and Time Liabilities' (NDTL) is the base for calculating CRR and SLR. What does the term 'Net' specifically refer to in this context? Q296 For the purpose of CRR maintenance, the relevant NDTL figure is taken from which specific reporting day? Q297 ATMs installed in Special Economic Zones (SEZs) in India, are permitted to dispense and accept cash in which currency? Q298 Which of the following operational and security conditions apply to the installation of Cash Deposit Machines (CDMs) or Bunch Note Acceptor Machines (BNAMs)? Q299 Consider the following statements, regarding the governance and classification framework of a Digital Banking Unit (DBU): Q300 Which of the following statements, regarding the operational mandates and restrictions for a Digital Banking Unit (DBU), are correct? Q301 Which of the following entities are permitted to be engaged as 'Business Facilitators' by a bank? Q302 Which of the following statements, regarding the engagement of Non-deposit taking NBFCs (NBFCs-ND) as Business Correspondents (BCs), are incorrect?