Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Deposits, Reserve Ratios & Branch Authorisation

Q262: For borrowal accounts opened using OTP-based e-KYC in non-face-to-face mode, the bank shall sanction only term loans, and the aggregate amount of such term loans shall not exceed …… in a year.

A
₹20,000
B
₹50,000
C
₹60,000
D
₹1,00,000
✅ Correct Answer: C
As regards borrowal accounts, the bank shall sanction only term loans.
The aggregate amount of term loans sanctioned shall not exceed ₹60,000 in a year.