Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Deposits, Reserve Ratios & Branch Authorisation

Q261: Which of the following statements regarding the "V-CIP Infrastructure" are incorrect?

1. The technology infrastructure must be housed in the bank's own premises.
2. The V-CIP connection must originate from the bank's own secured network domain.
3. Data storage can be delegated entirely to a cloud service provider without transferring data back to the bank's server.
4. The video recording must contain live GPS coordinates (geo-tagging).
A
3 only
B
1 and 2 only
C
2 and 4 only
D
None of the above (All are correct)
✅ Correct Answer: A
Statement 3 is incorrect.
Where the bank uses a cloud model, it shall ensure that all data including video recording is transferred to the bank's exclusively owned/leased server immediately after the process, and the cloud provider shall retain no data.