Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Capital Adequacy, Basel Norms & Monetary Policy

Q26: According to the Reserve Bank of India (Treatment of Wilful Defaulters and Large Defaulters) Directions, what is the minimum outstanding amount for a "wilful defaulter"?

A
₹10 lakh and above
B
₹25 lakh and above
C
₹50 lakh and above
D
₹1 crore and above
✅ Correct Answer: B
A "wilful defaulter" includes a borrower or guarantor who has committed wilful default.
The outstanding amount must be ₹25 lakh and above.