Q1 Consider the following statements regarding the Overall and Sectoral Priority Sector Lending (PSL) Target Percentages: Q2 Consider the following statements regarding the PSL District Weightage Framework intended to address regional disparities: Q3 Regarding asset classification for agricultural advances, which of the following are correct? Q4 Which of the following product-specific rules for Non-Performing Asset (NPA) classification are correct? Q5 Which of the following best defines the 'Cash Reserve Ratio' (CRR)? Q6 What is the 'Statutory Liquidity Ratio' (SLR) in the context of Indian banking? Q7 How is the "Video based Customer Identification Process (V-CIP)" treated for the purpose of Customer Due Diligence (CDD)? Q8 Which of the following documents is NOT included in the specific definition of "Officially Valid Document" (OVD) for the purpose of verifying identity and address? Q9 Consider the following statements regarding the operational framework and utilization of Green Deposits by Commercial Banks: Q10 Consider the following statements regarding the regulatory ceilings and compliance mandates for the declaration of dividends by banks: Q11 Consider the following statements regarding the revised RBI guidelines on collateral mandates for credit facilities extended to Capital Market Intermediaries (CMIs): Q12 Consider the following statements regarding Responsible Lending Conduct and the Key Facts Statement (KFS): Q13 Consider the following statements regarding the baseline capital ratios and Capital Conservation Buffer (CCB) mandated for commercial banks under the RBI Basel III framework: Q14 Consider the following statements regarding the Leverage Ratio and Additional Capital Buffers prescribed by the Reserve Bank of India: Q15 Which of the following statements regarding credit card billing, payment terms, and interest calculations are correct? Q16 Which of the following limitations apply to a "Small Account"? Q17 Regarding "Money Mules," if it is established that an account opened and operated is that of a Money Mule, but the concerned bank failed to file a Suspicious Transaction Report (STR), what is the specific regulatory consequence? Q18 Consider the following statements regarding the regulatory framework and operational timelines of the Depositor Education and Awareness (DEA) Fund: Q19 Consider the following statements, regarding the governance and classification framework of a Digital Banking Unit (DBU): Q20 According to the general permission for opening banking outlets, what is the minimum percentage of total 'Banking Outlets' opened during a financial year that a domestic scheduled commercial bank must open in Unbanked Rural Centres (URCs)? Q21 Regarding the "Customer Acceptance Policy," banks are explicitly prohibited from opening accounts in which of the following manners? Q22 According to the Customer Acceptance Policy, how should a bank handle a situation where an existing KYC-compliant customer desires to open another account or avail of a new product? Q23 If a bank forms a suspicion of money laundering and reasonably believes that performing the Customer Due Diligence (CDD) process will "tip-off" the customer, it must proceed with the CDD process cautiously. Q24 Which of the following correctly matches the "Risk Category" with the mandatory minimum periodicity for KYC updation? Q25 Under the Reserve Bank of India (Treatment of Wilful Defaulters and Large Defaulters) Directions, a "large defaulter" must have an outstanding amount of at least ₹1 crore. Q26 According to the Reserve Bank of India (Treatment of Wilful Defaulters and Large Defaulters) Directions, what is the minimum outstanding amount for a "wilful defaulter"? Q27 Under the Reserve Bank of India (Treatment of Wilful Defaulters and Large Defaulters) Directions, the bank must classify a borrower as a wilful defaulter within what timeframe? Q28 Which statements regarding penal measures against wilful defaulters are correct under the Reserve Bank of India (Treatment of Wilful Defaulters and Large Defaulters) Directions? Q29 Which of the following statements regarding Asset Classification norms and definitions are correct? Q30 Which of the following rules governing the mechanics of Asset Classification and Provisioning are correct? Q31 Which of the following rules govern Income Recognition and Appropriation of Recoveries? Q32 Which of the following statements regarding "Fixed Rate Loans" are correct? Q33 Regarding the calculation methodology of the Marginal Cost of Funds based Lending Rate (MCLR), which of the following statements are correct? Q34 According to the RBI (Commercial Banks - Interest Rate on Deposits) Directions, 2025, which of the following pairs regarding minimum deposit tenors are correctly matched? Q35 What is the interest rate applicable to a Term Deposit that matures and proceeds are left unclaimed with the bank? Q36 Which of the following statements is/are correct regarding the legal framework and applicability of the Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026? Q37 Which of the following statements is/are correct regarding the resolution timelines and communication protocols under the Internal Ombudsman (IO) Scheme in banks? Q38 Which of the following statements regarding credit information reporting timelines and data rectification are correct? Q39 Which of the following statements regarding the Framework for Compensation to Customers for delayed updation of credit information are correct? Q40 Which of the following statements, regarding the classification of 'Banking Outlets' under branch authorisation directions, are correct?