Module: | Deposits, Reserve Ratios & Branch Authorisation
Q258: Regarding the "Digital KYC Process," which of the following statements correctly describe the requirements for capturing the customer's live photograph?
1. The background behind the customer must be of white color.
2. No other person shall come into the frame while capturing the photograph.
3. The system must watermark the photograph with GPS coordinates and a timestamp.
4. The photograph must be captured using a printed or video-graphed image if the customer is not physically present.
2. No other person shall come into the frame while capturing the photograph.
3. The system must watermark the photograph with GPS coordinates and a timestamp.
4. The photograph must be captured using a printed or video-graphed image if the customer is not physically present.
✅ Correct Answer: B
The background shall be white, no other person shall be in the frame.
The system must watermark with GPS, date, and time.
Statement 4 is incorrect because the application must capture only a "live photograph" and not a printed/video-graphed one.
The system must watermark with GPS, date, and time.
Statement 4 is incorrect because the application must capture only a "live photograph" and not a printed/video-graphed one.