Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q131: Which of the following statements regarding the Standing Sub-Group of the Technical Working Group (TWG) are correct?

1. The Sub-Group functions as an advisory and collaborative body on technical aspects of credit information reporting.
2. The Sub-Group is required to meet at least on a half-yearly basis.
3. The Sub-Group's primary role is to publish the annual Data Quality Index (DQI).
4. The Sub-Group is required to meet at least once in a quarter.

Which of the statements given above is/are correct?
A
1 and 2 only
B
1 and 4 only
C
2 and 3 only
D
3 and 4 only
✅ Correct Answer: A
The correct answer is A. Statement 1 is correct: The Standing Sub-Group of the TWG acts as a dedicated advisory and collaborative body specifically handling the granular technical aspects of credit information reporting formats and implementation.
Statement 2 is correct: Regulatory guidelines mandate that this Sub-Group must convene and meet at least on a half-yearly basis to ensure continuous technical alignment.
Statement 3 is incorrect because publishing the DQI is the operational responsibility of individual CICs (done monthly), not the Sub-Group.
Statement 4 is incorrect because the legally mandated minimum meeting frequency is half-yearly, not quarterly.