Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q129: Credit Institutions (CIs) that are secured creditors under the SARFAESI Act, 2002, must display information about borrowers whose secured assets have been possessed. How often must this list be updated on their website?

A
Daily
B
Weekly
C
On a monthly basis
D
On a quarterly basis
✅ Correct Answer: C
The correct answer is C. Credit Institutions that are secured creditors under the SARFAESI Act, 2002, must maintain and display information on their official website regarding borrowers whose secured assets have been taken into possession.
This public transparency list must be mandatorily updated on a strict monthly basis to ensure accurate reporting of seized collateral and to deter willful defaults while maintaining operational feasibility for the banks.