Module: | Priority Sector, Consumer Protection & Digital Lending
Q120: How frequently are individuals entitled to receive one Free Full Credit Report (FFCR), including a credit score, from Credit Information Companies (CICs)?
✅ Correct Answer: B
The correct answer is B. As a measure to enhance financial literacy and transparency, CICs must provide access, upon request, to one free full credit report (FFCR) including the credit score, once at any time during a calendar year (January - December) to individuals whose credit score is available.
Option D is incorrect as it wrongfully conditions the free report on a dispute, while Options A and C propose unapproved frequencies.
Option D is incorrect as it wrongfully conditions the free report on a dispute, while Options A and C propose unapproved frequencies.