Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q119: To facilitate understanding and interpretation, credit scores shall be calibrated from ...... by all Credit Information Companies (CICs).

A
100 to 1000
B
300 to 900
C
500 to 1000
D
100 to 500
✅ Correct Answer: B
The correct answer is B. To ensure consistency and ease of understanding for retail consumers and lending institutions alike, all Credit Information Companies (CICs) operating in India are strictly required to calibrate their credit scores in the standardized range of 300 to 900.
Options A, C, and D offer arbitrary ranges that would cause market confusion and fragment the unified scoring system mandated by the regulator.