Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q106: For which three distinct segments are Credit Information Companies (CICs) required to prepare and provide a Data Quality Index (DQI)?

A
Public Sector, Private Sector, and Foreign Banks
B
Salaried, Self-employed, and Corporate
C
Consumer, Commercial, and Microfinance
D
Tier 1, Tier 2, and Tier 3 cities
✅ Correct Answer: C
The correct answer is C. CICs are required to prepare and provide a Data Quality Index (DQI) specifically for the Consumer, Commercial, and Microfinance segments to assess the quality of data submissions by CIs.
These three pillars cover the entirety of standard lending profiles, ensuring banks are held accountable for the accuracy of their retail, corporate, and rural lending portfolios.