Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | Priority Sector, Consumer Protection & Digital Lending

Q104: Credit Institutions (CIs) shall rectify the rejected data and upload the same with the Credit Information Companies (CICs) within ...... of receipt of such rejection report.

A
seven days
B
fifteen days
C
thirty days
D
two working days
✅ Correct Answer: A
The correct answer is A. CIs are required to rectify any rejected data and upload the corrected data with the CICs within strictly seven days of receiving the rejection report.
This rapid turnaround is mandated by the RBI to ensure that customer credit reports are not adversely affected by prolonged technical errors or stale data, rejecting the looser timelines suggested in the other options.