Q15 Which of the following statements, regarding a contract of pledge, are correct? Q16 Which of the following statements, regarding the banker's general lien, are correct? Q17 In which of the following situations, is the bank acting as an agent for the customer? Q18 When a bank and a borrower agree to an One-Time Settlement (OTS), or a restructuring of a loan, what type of discharge of contract does this represent? Q19 If a bank wrongfully dishonours a customer's cheque, or fails to protect valuables left in its safe custody, what remedy does the customer have under contract law?