Rapid revision
Test one fact at a time:open a card, recall the direct answer, then practise it in MCQ format.
For the purpose of priority sector lending targets, the base for computation is the Adjusted Net Bank Credit (ANBC) or the ……, whichever is higher.
What is the specific sub-target prescribed for Small and Marginal Farmers (SMFs) under the Agriculture category for Domestic Commercial Banks?
For districts with comparatively higher credit flow (per capita PSL greater than ₹42,000), what weight is assigned to the incremental priority sector credit?
What is the target for "Advances to Weaker Sections" for Small Finance Banks (SFBs)?
Loans to FPOs/FPCs undertaking farming with assured marketing of their produce at a pre-determined price are eligible for classification as Farm Credit up to:
For the purpose of priority sector classification, a "Small Farmer" is defined as a farmer with a landholding of:
Loans to FPOs/FPCs can be reckoned towards the "Small and Marginal Farmers" (SMF) sub-target provided that the land-holding share of SMFs in the FPO is not less than:
What is the maximum loan limit per borrower for loans to individuals for educational purposes to be eligible for priority sector classification?
Loans to Start-ups that conform to the definition of MSME are eligible for priority sector classification up to a limit of:
Bank loans for "Affordable Housing" are eligible if they use at least 50% of FAR/FSI for dwelling units with a carpet area of not more than:
Under "Social Infrastructure," loans up to ₹12 crore per borrower are eligible specifically for:
What is the loan limit per borrower for renewable energy-based power generators and public utilities to be eligible?
Loans to Start-ups engaged in activities other than Agriculture or MSME are eligible under the "Others" category up to:
Small Finance Banks (SFBs) are permitted to lend to registered NBFC-MFIs for on-lending provided the MFI has a 'Gross Loan Portfolio' (GLP) not exceeding:
Regarding Priority Sector Lending Certificates (PSLCs), what amount is eligible for classification?
Regarding the monitoring of Priority Sector Lending Targets:
Direct Answer
Shortfall/excess is monitored quarterly, and the annual achievement is the simple average of all quarters.