Q35: The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) was expanded to cover all senior citizens aged 70 years and above. Which of the following statements regarding this specific expansion is NOT correct?

The benefit is available irrespective of the income status of the senior citizen.

Senior citizens already covered under CGHS (Central Govt Health Scheme) can avail this as an additional simultaneous benefit without quitting CGHS.

Eligible seniors receive a distinct card often referred to as the "Ayushman Vay Vandana" card.

The cover provides a top-up of Rupees 5 Lakh per year shared only among the eligible seniors in the family.

✅ Correct Answer: B

Statement B is NOT Correct.

The Union Budget 2026-27 clarifies that seniors already under CGHS/ECHS must choose one scheme; they cannot avail both concurrently.

The scheme is universal (income agnostic) for 70+ seniors, providing an exclusive 5 Lakh top-up.

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