Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q51: The RTGS system uses the Structured Financial Messaging System (SFMS) over which secure network for transferring messages?

A
Indian Financial Network (INFINET)
B
SWIFT
C
The public internet
D
National Payments Corporation of India (NPCI) network
✅ Correct Answer: A
The RTGS system uses SFMS for transferring messages.
This messaging occurs over the Indian Financial Network (INFINET), which is a secure and closed network.
This infrastructure ensures the integrity of payments mentioned in the RBI's Payment Systems Report - June 2025.