Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q49: What is the minimum amount that can be transferred for a customer transaction through the RTGS system?

A
₹2,00,000
B
₹1
C
₹1,00,000
D
There is no minimum limit
✅ Correct Answer: A
RTGS is intended for high-value transactions.
For customer transactions, the minimum amount that can be transferred through the RTGS system is ₹2,00,000.
This threshold differentiates it from retail systems in the RBI's Payment Systems Report - June 2025.