Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q39: Which bank group dominates the debit card space, holding 63.5 per cent of outstanding cards as of June 2025, even though its market share has declined since 2020?

A
Private Sector Banks
B
Public Sector Banks
C
Foreign Banks
D
Small Finance Banks
✅ Correct Answer: B
Public Sector Banks (PSBs) dominate the debit card space, holding 63.5 per cent of all outstanding cards as of June 2025.
This dominance is due to their large customer base, a demographic factor noted in the RBI's Payment Systems Report - June 2025.