Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q27: Which of the following statements correctly describe the NACH transaction types?

A
1 and 2 only
B
3 and 4 only
C
1 and 4 only
D
2 and 3 only
✅ Correct Answer: A
Statements 1 and 2 are correct.
NACH Credit (One-to-Many) involves a single debit for multiple credits (salaries, subsidies). NACH Debit (Many-to-One) involves multiple debits for a single credit (EMIs, bills). Understanding these flows is key to the technical analysis in the RBI's Payment Systems Report - June 2025.