Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q21: What is the upper transaction limit imposed by the Reserve Bank of India (RBI) for funds transfers through the National Electronic Funds Transfer (NEFT) system?

A
₹2,00,000
B
₹5,00,000
C
₹10,00,000
D
There is no upper limit imposed by the RBI
✅ Correct Answer: D
There is no upper limit imposed by the RBI for funds transfers through the NEFT system.
However, individual member banks are permitted to place limits based on their own risk perception.
This regulatory stance is clarified in the RBI's Payment Systems Report - June 2025.