Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q19: Retail Payment Systems are characterised by their ability to handle …… transactions efficiently.

A
low volumes of
B
large volumes of
C
only high-value
D
only cross-border
✅ Correct Answer: B
Retail Payment Systems are characterised by their ability to efficiently handle large volumes of transactions.
This contrasts with wholesale systems, which handle low volumes of very high-value transactions.
This volume capability is highlighted in the RBI's Payment Systems Report - June 2025.