Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q14: According to the data on payment system infrastructure as of June 2025, which two categories registered a decline in their outstanding numbers, compared to December 2024?

A
Credit Cards, and PoS Terminals
B
Debit Cards, and UPI QR
C
PPI Wallets, and Micro ATMs
D
Bank owned ATMs, and Bharat QR
✅ Correct Answer: C
The data on payment system infrastructure as of end-June 2025 indicates that while most systems grew, PPI wallets and Micro ATMs registered a decline in their outstanding numbers when compared with end-December 2024.
This infrastructural shift is analyzed in the RBI's Payment Systems Report - June 2025.