Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q11: What trend was observed in the transaction volume for paper-based instruments, including cheques, over the last three half-years (from H1-2024 to H1-2025)?

A
A declining trend
B
An increasing trend
C
The volume remained static
D
The volume decreased in 2024 but increased in 2025
✅ Correct Answer: A
A consistent declining trend was observed.
The transaction volume for paper-based instruments fell from 32 crore in H1-2024, to 30 crore in H2-2024, and further down to 29 crore in H1-2025.
This shift away from paper is a key observation in the RBI's Payment Systems Report - June 2025.