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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q4: Which of the following statements regarding penalties for currency chest operations are correct?

An initial penalty of ₹5,000 is levied for non-compliance with operational guidelines, such as non-functioning CCTV, or storing branch cash in the vault.




If non-compliance with operational guidelines is repeated, the penalty is enhanced to ₹10,000.




A penalty of ₹10,000 is levied for any violation of the terms of the agreement with RBI for maintaining a currency chest.




If more than 5 instances of agreement violations occur in consecutive inspections, a penalty of ₹5 lakh may be levied.
A
1, 2 and 3 only
B
1 and 3 only
C
2, 3 and 4 only
D
All of the above
✅ Correct Answer: D
All listed statements are correct according to the RBI Scheme of Penalties.
Operational lapses like non-functional CCTVs attract an initial ₹5,000 fine, which doubles to ₹10,000 upon recurrence.
Severe or repeated violations of the agreement can indeed escalate to a ₹5 lakh penalty.