Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q25: What are the correct penalties for counterfeit notes detected in a currency chest (CC) balance during an RBI inspection?

For ₹10 notes: Recovery of loss to the extent of notional value.




For ₹50 notes: A penalty at 50% of notional value, plus recovery of notional value.




For ₹100 notes: A graded penalty based on CPM.




For ₹100 notes: A penalty at 200% of notional value, plus recovery of notional value.
A
1, 2, and 4 only
B
1 and 3 only
C
2 and 4 only
D
All of the above
✅ Correct Answer: A
During CC inspections, the penalty is a flat 200% for ₹100+ notes, not graded by CPM.
The RBI Rules on Counterfeit Notes differ here compared to soiled note remittances.