Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q12: Consider the following statements:

Assertion (A): Regional or Zonal Managers of banks must pay surprise visits to branches to report on compliance with note exchange facilities.
Reason (R): Any non-compliance with the issued instructions shall be viewed as a violation and will attract penalties.
A
Both A and R are true, and R explains A
B
Both A and R are true, but R does not explain A
C
A is true, but R is false
D
A is false, but R is true [QR_BOX]
✅ Correct Answer: B
Both statements are true distinct provisions within RBI Note Exchange Rules.
Managers must conduct surprise visits to ensure compliance.
Separately, non-compliance attracts penalties.
Surprise visits verify adherence to the Soiled Note Definition and exchange standards mandated by RBI Note Exchange Rules.