Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q30: Which of the following statements regarding the technical and procedural requirements for Video based Customer Identification Process (V-CIP) are correct?

The V-CIP infrastructure must be capable of preventing connections from IP addresses outside India or from spoofed IP addresses.




The video recording must contain the live GPS co-ordinates (geo-tagging) of the customer and a date-time stamp.




If any prompting is observed at the customer's end during the process, the RE official must reject the account opening.




If offline Aadhaar verification is used, the XML file or QR code must not be older than ten working days.
A
1, 2 and 3 only
B
1, 3 and 4 only
C
2 and 4 only
D
All of the above
βœ… Correct Answer: A
Statements 1, 2, and 3 are correct.
Statement 4 is incorrect because the XML/QR code must not be older than three days.
Technical specs of V-CIP are increasingly common in RBI KYC Guidelines MCQs.