Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q15: The "Video based Customer Identification Process (V-CIP)" is described as an alternate method of customer identification with facial recognition and …… by an authorised official of the Regulated Entity (RE).

A
customer due diligence
B
periodic updation
C
record management
D
risk management
✅ Correct Answer: A
V-CIP is defined as an alternate method of customer identification with facial recognition and customer due diligence by an authorised official of the RE.
This modern method is a hot topic in recent RBI KYC Guidelines MCQs.