Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | NRO Accounts, Tax Rules & Limits

Q8: Dev, an NRI, sells a residential property in Bangalore for ₹80 lakhs. He wishes to repatriate the sale proceeds to the USA. He consults his tax advisor, regarding the procedure. Which of the following statements are correct?

1. The sale proceeds must be credited to his NRO account; they cannot be credited, directly to an NRE account.
2. He can repatriate up to USD 1 million per financial year, from his NRO account balances.
3. He must submit Form 15CA, and a Chartered Accountant’s certificate (Form 15CB), to ensure tax compliance.
4. He can repatriate the full amount, without any limit or documentation, since it is a capital receipt.
A
1, 2, and 3 only
B
1 and 4 only
C
2 and 3 only
D
1, 2, 3, and 4
✅ Correct Answer: A
Property sale proceeds are capital receipts credited to NRO.
Repatriation is limited to USD 1 million per FY.
Tax clearance via Forms 15CA and 15CB is mandatory.