Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | SLR, REITs & FVTPL Mandates

Q10: Which of the following statements regarding the Held for Trading (HFT) sub-category are correct?

1. Instruments in HFT must be fair valued on a daily basis.
2. Instruments can be included in HFT even if there is a legal impediment against selling them.
3. Purposes for HFT include short-term resale, locking in arbitrage profits, and hedging related risks.
4. Any valuation change in HFT instruments must be recognized in the Profit and Loss Account.
A
1 and 2 only
B
1, 3 and 4 only
C
2 and 4 only
D
All of the above
✅ Correct Answer: B
Statements 1, 3, and 4 are correct.
HFT instruments require daily fair valuation and P&L recognition.
Qualifying purposes include short-term resale and arbitrage.
Statement 2 is incorrect because a bank shall only include instruments in HFT when there is no legal impediment against selling or fully hedging them, as noted in Investment Classification MCQs.