Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q1: Banks can accept interest-free deposits only in a …… .

A
savings account
B
current account
C
reinvestment deposit
D
term deposit
✅ Correct Answer: B
Banks are permitted to accept interest-free deposits, but strictly only in current accounts.
According to the guidelines on Interest Rates on Deposits, savings accounts must be interest-bearing.
This distinction ensures that transactional accounts for businesses do not accrue costs for the bank in terms of interest payouts.