Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q77: Established in 1978 to provide a focal point for the promotion of small, village, and cottage industries at the "grassroots" level, which agency functions under the State Directorate of Industries to provide all services under a "Single Window"?

A
Small Industries Development Bank of India (SIDBI)
B
District Industries Centre (DIC)
C
State Financial Corporation (SFC)
D
Micro and Small Enterprises Facilitation Council (MSEFC)
✅ Correct Answer: B
Correct Option: B Concept: District Industries Centre (DIC). Origin: Launched in 1978, the DIC program shifted the focal point of industrial development from state capitals to district headquarters.
Role: It acts as the primary "Single Window" agency at the district level.
Functions: 1. Registration: Assisting rural units with Udyam Registration.
2. Implementation: Identifying beneficiaries for schemes like PMEGP.
3. Clearances: Facilitating local clearances for power and land.
Hierarchy: It operates directly under the State Directorate of Industries.