Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q59: The National Small Industries Corporation (NSIC) was established in 1955. Which of the following specific schemes is managed by NSIC to support the commercial needs of MSMEs?

A
Prime Minister's Employment Generation Programme (PMEGP)
B
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
C
Raw Material Assistance (RMA) Scheme and Consortia Marketing
D
Revamped Scheme of Fund for Regeneration of Traditional Industries (SFURTI)
✅ Correct Answer: C
Correct Option: C Concept: NSIC Commercial Mandate.
Differentiation: NSIC (The "Commercial" Arm): Focuses on Marketing and Raw Materials.
Under the RMA Scheme, it buys bulk material (steel/coal) and sells to MSMEs.
Under Consortia Marketing, it helps small units bid for large government tenders together.
KVIC: Manages PMEGP and SFURTI (Village industries focus). SIDBI/Ministry: Manages CGTMSE (Credit guarantee focus).