Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q153: Which of the following pairs regarding MSME Global Integration and Standards is INCORRECTLY matched?

A
CBAM (Carbon Border Adjustment Mechanism) — EU regulation impacting MSME exporters in steel and aluminum sectors
B
ZED 'Gold' Certification — Mandatory requirement for all MSMEs to avail any bank loan above 10 Lakh rupees
C
RAMP Scheme — Focuses on Greening of MSMEs and sustainable practices
D
Green Investment — Cost of Pollution Control devices is excluded from MSME classification limits
✅ Correct Answer: B
The pair in Option B is incorrectly matched.
The Zero Defect Zero Effect (ZED) certification is a Voluntary scheme.
While it provides benefits like concession on interest rates or processing fees, it is NOT mandatory for availing standard bank loans.
The EU's Carbon Tax (CBAM) is a major challenge for Indian MSME exporters in high-carbon sectors.
To encourage sustainability, the cost of pollution control and safety devices is excluded from the Investment in Plant and Machinery calculation.