Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q138: Consider the following regarding the "MSME Idea Hackathon."

Assertion (A): The "MSME Idea Hackathon" invites ideas from students and MSMEs, and selected ideas receive financial assistance up to Rupees 15 Lakh per idea.
Reason (R): This initiative is a sub-component of the "MSME Innovative Scheme" aimed at acting as an incubator to convert prototypes into commercial products.
A
Both A and R are true, and R explains A
B
Both A and R are true, but R does not explain A
C
A is true, but R is false
D
A is false, but R is true
✅ Correct Answer: A
The Hackathon provides grant assistance of up to Rupees 15 Lakh per approved idea to the Host Institute (HI) for nurturing the idea (Assertion is True). This initiative falls under the "Incubation" component of the MSME Innovative Scheme (Reason is True). The financial assistance is provided specifically because the scheme aims to de-risk the early-stage "Proof of Concept" phase, helping innovators bridge the gap between idea and product (Reason explains A).