Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q73: When an intermediary bank in a wire transfer chain cannot retain the originator or beneficiary information with a related domestic wire transfer due to technical limitations, how long must it keep the record of the information received from the ordering financial institution?

A
At least one year
B
At least three years
C
At least five years
D
At least ten years
✅ Correct Answer: C
The intermediary bank shall keep a record for at least five years if technical limitations prevent retaining info with the transfer.
Record retention is a recurring theme in the IIBF AML KYC Exam 2026.