Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q41: A "Small Account" can be credited with foreign remittances, provided the amount does not exceed ₹10,000 in a month.

A
True
B
False, foreign remittances are strictly prohibited unless full KYC is completed.
C
True, provided the total balance does not exceed ₹50,000.
D
False, unless the remittance comes from a relative.
✅ Correct Answer: B
The bank shall not allow foreign remittance to be credited into the account unless it fully establishes the identity of the customer as per paragraph 23 or paragraphs 26 and 27 (full KYC). Foreign remittance rules for small accounts are part of the IIBF AML KYC Exam 2026.