Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q4: For Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs), the bank may utilize a "Certified Copy" of an OVD. Which of the following officials is authorized to certify such a copy abroad?

A
A gazetted officer of the State Government of India
B
A Notary Public abroad
C
The manager of any foreign bank
D
A chartered accountant registered in India
✅ Correct Answer: B
In case of NRIs and PIOs, the bank may alternatively obtain the original certified copy, certified by authorized officials of overseas branches of Scheduled Commercial Banks, branches of overseas banks with whom Indian banks have relationships, Notary Public abroad, Court Magistrate, Judge, or Indian Embassy/Consulate General.
This procedure is a key topic in the IIBF AML KYC Exam 2026.