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Module: General Practice

Q39: When conducting a Video-based Customer Identification Process (V-CIP) using offline verification of Aadhaar via an XML file or Aadhaar Secure QR Code, what is the maximum validity period of the XML file or QR code generation date?

A
One working day from the date of V-CIP
B
Three working days from the date of V-CIP
C
Seven working days from the date of V-CIP
D
Thirty days from the date of V-CIP
✅ Correct Answer: B
In case of offline verification of Aadhaar using XML file or Aadhaar Secure QR Code, the bank shall ensure that the XML file or QR code generation date is not older than three working days from the date of carrying out V-CIP.
This technical detail is relevant for the IIBF AML KYC Exam 2026.
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