Module: | Capital Surcharges & Bucketing
Q8: Based on the Reserve Bank of India's 2025 assessment of D-SIBs, which of the following represents the correct bucket assignment and associated CET1 surcharge for the designated banks?
1. State Bank of India (SBI) — Bucket 4 (0.80%)
2. HDFC Bank — Bucket 2 (0.40%)
3. ICICI Bank — Bucket 1 (0.20%)
2. HDFC Bank — Bucket 2 (0.40%)
3. ICICI Bank — Bucket 1 (0.20%)
✅ Correct Answer: D
As per the current bucketing, SBI is in Bucket 4, HDFC Bank in Bucket 2, and ICICI Bank in Bucket 1. These assignments reflect their relative systemic importance scores after recent updates to the Domestic Systemically Important Bank (D-SIB) list.