Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | CTS & Positive Pay Framework

Q20: Which magnetic ink feature on a cheque contains the essential data regarding the bank, branch, and cheque number required for automated processing?

A
VOID Pantograph
B
Watermark
C
IFSC Code
D
MICR Line
✅ Correct Answer: D
The MICR (Magnetic Ink Character Recognition) Line is the distinct band at the bottom of the cheque containing the cheque number, city code, and bank/branch code in magnetic ink, essential for automated sorting.