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Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q82: Which section of FEMA 1999 specifically empowers the Reserve Bank of India to authorize persons (Authorized Dealers, Money Changers) to deal in foreign exchange?

A
Section 3
B
Section 6
C
Section 10
D
Section 13
✅ Correct Answer: C
Section 10.
Concept Definition: Section 10 deals with "Authorized Persons" (APs). Structural Breakdown: Section 10(1): RBI authorizes persons to deal in Forex.
Section 10(4): An AP must comply with RBI directions.
Section 10(5): An AP must require a declaration from the client regarding the nature of the transaction.
Historical Context: No person can deal in or transfer any foreign exchange to any person unless they are an "Authorized Person." This establishes the RBI's monopoly over the channels of forex movement.