Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: | MODULE A: INTERNATIONAL BANKING

Q69: Consider the following statements regarding the definition of a Relative for the purpose of Maintenance of Close Relatives under LRS:

1. The definition of Relative is derived from Section 2(77) of the Companies Act, 2013.
2. A resident individual can remit funds for the maintenance of a Step-Father under this facility.
3. A resident individual can remit funds for the maintenance of a Cousin under this facility.

Which of the statements given above is or are correct?
A
1 and 2 only
B
1 and 3 only
C
2 and 3 only
D
1, 2, and 3
✅ Correct Answer: A
🎯 Quick Answer:
Statements 1 and 2 are correct. Statement 3 is incorrect.
Concept Definition: Definition of Relative (Companies Act). Structural Breakdown: Legal Basis: FEMA adopts the definition from the Companies Act, 2013.
Inclusions: The list includes: Spouse, Father (including Step-Father), Mother (including Step-Mother), Son (including Step-Son), Son's wife, Daughter, Daughter's husband, Brother (including Step-Brother), and Sister (including Step-Sister). Exclusions: It strictly excludes extended family members like cousins, nephews, nieces, uncles, and aunts.
Remittances to these excluded categories must be classified as Gifts (subject to the recipient's local tax laws) rather than Family Maintenance.