Updated for 2026 Syllabus Detailed Explanations High-Yield Core Concepts

Bank Promotion Exam Guide

Banking Awareness | Banking Knowledge | for all Bank Exams

Module: General Practice

Q23: What distinguishes co-operative banks in terms of ownership and membership?

A
Owned by the government
B
Owned by private individuals
C
Owned by members who are also customers
D
Owned by foreign investors
✅ Correct Answer: C
Owned by members who are also customers.
Co-operative banks belong to their members, who are simultaneously the owners and customers, a model that supports the grassroots Banking Structure in India.